Due to errors in transactions, cases of fraud or technical problems with the banking systems, irregularities may be recognized by a bank account user. There could also be unauthorized access to the bank and one should report immediately this is noticed. Under such circumstances, a person who owns the account writes a complaint letter regarding the deduction of money. This letter is addressed to the relevant authority in a bank example the bank manager.
A complaint letter regarding the deduction of money is important to notify your bank of the problem. It is a formal document that can be used for record-keeping and to trace the deducted money. Such a letter helps the bank to do the needful regarding a transaction that was not authorized by the bank’s client and to investigate the cause of such problems to prevent similar complaints in the future.
Tips for writing a complain letter regarding the deduction of money
- Give the ownership details of your bank account, the name and account number
- Mention the period which you have been the bank’s client
- Describe precisely the period you noticed the problem and the amount of money lost
- Keep the language polite and formal
- Be precise and concise
- Keep the content of the letter professional
- You may provide evidence of the unauthorized transaction or to help the investigation
- Request the bank to investigate and recover the lost money
Complain Regarding Deduction Of Money Templates
Have you noticed any irregularities in your bank account and you wish to complain? Have a look at the complaint letter regarding the deduction of money template and sample letters for your reference.
From,
_____________
_____________
Date (date on which letter is written)
To,
________________
________________
Sub:_________________________________________
Dear _________________,
My name is ____________ a ____________ account holder in your bank for the last ____________ years. I hold an account in the name ____________ and account number ____________. I wish to complain about deduction of money from my account. Since I started banking with you, this has never happened again.
I wish to bring to your attention that ____________ (amount) has been debited from my account in a transaction not executed by me. On ____________ (date) ____________ (time) I received a text that I have withdrawn ____________ from my account. Unfortunately I did not make this transaction.
I filed for a bank statement and it showed that the money is missing from my account. I hereby enclose a copy of the bank statement for your reference. Kindly investigate and shed light on this matter. I look forward to your response to the problem. Please contact me on my email ____________ or mobile ____________ if you have any information regarding this transaction.
I hope you will credit my account soon. Thank you in advance.
Yours sincerely,
__________
(__________________)
From
__________ (your name)
__________
__________ (your address)
To
__________ (name of recipient)
__________ (designation)
__________ (name of organization)
__________ (address)
__________
__________
Date __________ (date of writing letter)
Dear Sir/Madam,
I am holding a … Account (mention type) in your bank for the past … years (mention duration) years. I wish to bring to your notice that an amount of …. (mention amount) has been debited from my account on …(mention date) not executed by me.
The transaction came to light when …(mention how you realized about the transaction)
My account details are:
- Name: ……
- Account No: …..
- Type of Account: …..
I am enclosing a copy of my account’s balance status, which reflects the transaction number and other details of the fraudulent transaction.
I request you to take up this matter urgently to help me recover my money.
Yours Sincerely,
__________ (your name)
Complain Regarding Deduction Of Money Samples
When you notice an unauthorized transaction in your bank account, it is important to inform the bank authorities immediately. Here is a sample complaint letter regarding the deduction of money for your reference.
From,
Rolland Greer,
689 E. Beechwood St.
Vista, CA 92083
United States
Date:____________ (Date on which letter is written)
To,
The Manager,
Sidan Bank
35 Edgewater Avenue
Long Branch, NJ 07740
United States
Sub; Complain about the deduction of money
Dear Sir/Madam,
I hold a savings account at Sidan Bank and have been your client for the last three years. The account is under the name Greer Holdings and account number GH73920472904. I wish to notify you of the unauthorized transaction in my bank account.
On 3rd February 2020, I tried to withdraw $40,000 from this account but the account recorded that I have insufficient funds. I am certain that I had saved more than $50,000 in this account. I have not received any text informing me of transactions made before this day. I have requested a bank statement from your bank and it reflects an unauthorized transaction of $12,000 on 1st February 2020 not executed by me.
Please look into this unauthorized deduction of $12,000 and credit my account at your earliest. Please contact me on my cell 734-932-5246 in case of anything. I highly appreciate and look forward to your help.
Thank you.
Yours Truly,
__________
Rolland Greer
From
Mike Milligan
346, Palm Street
Texas.
To
Jake Jonathan
Branch Manager
We care Bank
Downtown Street
Texas
12 September 2013
Dear Mr. Jonathan,
I am holding a Savings Account in your bank for the past eight years. I wish to bring to your notice that an amount of $10,000 has been withdrawn from my account on 11 September 2013 which has not been executed by me.
The transaction came to light accidentally when I took a printout of the mini-statement of my account to date for my perusal. I did not receive any SMS or e-mail alert for the same.
My account details are:
- Name: Mike Milligan
- Account No: D78900 00 1635
- Type of Account: Savings
I am enclosing a copy of the mini-statement, which reflects the transaction number and other details of yesterday’s fraudulent transaction.
I request you to take up this matter urgently to help me recover my money.
Yours Sincerely,
___________
Mike Milligan
Complain Regarding Deduction Of Money Email Formats
Unauthorized transactions can take place in this era of digital banking. Check out our complaint letter regarding the deduction of money that will guide you through writing a comprehensive letter.
The Bank Manager,
My name is Curt Winters, a current account holder at National Bank, account name Winters C. and account number 3740214543. I wish to bring to your attention that I have lost some money from my bank account. I have been your client for the past five years and I have never experienced such a problem at any one time.
On 12th February 2020, at around 8 pm I was withdrawing $5,000 from an ATM at Edgewater Avenue. Unfortunately, the machine switched off before I could get the receipts and the money. I received a message that the money had been withdrawn from the account but I have no cash at hand. I checked my transaction online and the $5,000 had been deducted from my account.
Kindly look into this issue as soon as you can and credit my account. I hereby attach a copy of my account summary which I printed from the online system for your reference. Please get back to me on my mobile 820-429-4822 if you have any questions.
Kindly do the needful soonest. Thank you.
Warm regards,
Curt Winters
Conclusion
You can notice an unauthorized deduction of money from your account that may result from fraud or technical errors with a transaction. When one notices such a problem, you should notify your bank immediately in writing regarding the deduction of money to request them to investigate and do the needful.
In such a letter, mention how much money was lost, the account details, and the date you noticed the problem.
Comments
Comments are disabled for this post